Have you ever questioned yourself on how workers’ compensation differ from that of the personal injury compensation? For those who want to get additional info. and ideas about these topics, then they are advised to continue reading here.
Though, we have heard people talking about it and its difference. There are many individuals out there who considered both as the same or related. For those who wanted to discover more about these topics, then they should read more now.
Knowing the Definition of Workers’ Compensation and Personal Injury Compensation
Workers’ compensation is the term used to described the compulsory insurance payment given by employers to employees when they got injured or encountered accidents while performing their duties. Meanwhile, personal injury compensation is the payment given to individuals when they got injured by another person in an accident. Those responsible for these accidents are mandated to pay the injured individuals not only of their medicines and hospital bills but also the number of days they are absent from work. Statistics reveal that there are around 2.9 million work-related and nonfatal complaints and injuries in 2016 alone. It simply connotes that the kind of compensations or claims that you file will rely on the causes of your injuries or accidents. Keep in mind that both differ not only in meaning but also on the manner on how you file the claim but also in getting the compensation. Apart from the ones discussed beforehand, they differ in lots of things and these are further discussed underneath.
What Are the Difference Between the Two?
Employees’ compensation provides medical benefits and money to workers whenever they got sick, got hurt or got injured while performing their job responsibilities. Meanwhile, employees are mandated by law to give compensation to their dependents in case they die during these accidents. In here, it doesn’t matter who is at fault.
Meanwhile, personal injury is different because the injured person will file lawsuit in the civil court to determine whose at fault during the injury or accident. During the trial, the prosecution must prove that the defendants are guilty of negligence.
The amount of money received by employees who filed for workers’ compensation is dependent on their salaries. Nevertheless, the money received by injured individuals are largely dependent on the severity of injuries or harms they received. In certain instances, victims of personal injuries also get punitive damages to prevent recurrence of their wrongdoing.
If victims of personal injuries can readily file claims and lawsuits at courts, then this is the opposite of workers’ compensation.
No matter what kind of compensations and claims you file, make sure that you obtain the services of experienced, reputable, licensed, and accredited lawyers.